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What Is A Zero-based Budget + How I Found $10K

Call me “The Penny Hunter.” Well, that’s the name my husband teases and calls me. And, he’s right.  I look for every penny, nickel, or dime when I balance our books. One time, I followed up with a friend to …

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Disposable Income: The Money, the Myth, the Legend

There’s this myth going around that once you make a certain amount of money, you’ll have what’s known as disposable income. Well, I’m here to debunk that myth because that’s all it is, a myth.

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Should You Be Living Stingy?

Many people will hear the phrase “living stingy” and think it sounds like a bad idea. Nobody wants to be known as a stingy person. By its exact definition, being “stingy” isn’t a good thing, but “living stingy” isn’t always following the word’s meaning.

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50+ Frugal Things To Do When Bored

Instead of giving in to the boredom, get into something, anything really. It doesn’t have to be productive, but being bored just kinda….sucks, right? Below are a ton of ideas you can use to get yourself less bored and maybe even a little bit productive. Here are 50+ things to do when bored:

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Learning To Tell the Difference Between Wants and Needs

Learning how to tell the difference between your wants and needs will help you see through the consumeristic culture and mass marketing campaigns that are desperately trying to separate you from your hard-earned dollars. It will help you become more mindful about your spending, which will help you live a richer life.

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