If you haven’t heard of Fundrise.com, then you’ve been missing out on some of the easiest passive income out there in the form of fundrise returns. In a nutshell, Fundrise is a crowd-funded real estate platform that is open to any investor. They typically invest in private real estate or commercial real estate not typically open to individual investors or nonaccredited investors.
That’s right, you don’t need to be worth millions of dollars already or be an accredited investor in order to get in on some of the best real estate investing out there.
I’ve been investing with Fundrise for years now and have seen excellent returns. For a more in-depth look at what Fundrise is, how to invest, and my personal Fundrise returns until now, check out my first Fundrise review here.
For my Fundrise returns in 2021, keep reading below.
My Fundrise Investment Plan
Fundrise returns can be different depending on which Fundrise investment plan you select. Personally, I’m looking for the biggest gains possible, so I’m invested in the long-term growth investment plan and use the auto-investing option for $350 per month.
Here is what my current Fundrise investment portfolio look like:
My Fundirise Returns
So after a rough 2020, how did my Fundrise returns turn out for 2021? Well, see for yourself!
I guess you could say 2021 was a much better year for my Fundrise returns when compared to 2020. In most cases, there was an improvement in returns for each fund vs. 2020. In many cases, you can see Fundrise returns soar up to almost 400% vs. 2020 Fundrise returns.
Overall, I reached a 19.4% rate of return, not too shabby if you ask me! However, this isn’t the entire story…
Market REITs Double Those Returns
Although seeing a massive percentage of 19.4% from my Fundrise returns, that’s not the whole story. Now, I’ll admit, this is an extremely basic and high-level look, but a quick look through my brokerage account shows that the Real Estate sector as a whole was up about double what I saw with my Fundrise returns.
When I dug a bit deeper, some REITs saw returns over 40%! That pretty much blows my Fundrise returns out of the water. So keep investing in the market right? Wrong.
Here are the top five performing REITs from this past year. All have huge returns this year, but none have the consistency that my Fundrise returns have. While I’ve been investing, I’ve seen a solid 13.3% rate of return, beating anyone of these mutual funds over the long term.
So then how do my fundrise returns stack up against the other stock-market REITs for the five year investment term? Here are the top 5 REIT mutual funds I found over the past five years:
Notice that based on my Fundrise returns, they’d be right up there with the top 5 market REITs. Over three years of investing, I’d be losing out, but with my total of five years of investing, I’m doing better than most. Consistency and overall long-term growth is where Fundrise really shines.
So Is Fundrise Still A Good Investment?
So is it still a good idea to invest with Fundrise? Of course, it is! What we went through above is a good exercise in judging any investment. Some years it does better than others, other years it won’t do as well. However, in the five years, I’ve been investing with Fundrise, I’ve consistently seen strong returns. Overall 13.3% for any investment is fantastic. As we say above, 13.3% returns is right up there with the best funds you’ll find in the market.
Leave no doubt about it, I’m leaving my money with Fundrise and I am considering increasing my auto-investment amount.
If anything, it’s a good idea to invest with Fundrise just for diversity alone. Market funds can be volatile and go through some relatively big swings. With Fundrise, I’ve seen nothing but steady returns and an increased quarterly dividend come my way.
If you are looking for a way to easily invest your money outside the market or want some real estate investment diversification, then start investing with Fundrise.com now!