identity theft

How To Protect Yourself From Identity Theft

In today’s digital world your identity is everywhere. Banks, doctors, credit bureaus, insurance agencies, etc, all have access to your personal information. Unfortunately, that means your identity is being stored by dozens, if not hundreds, of different companies and it …

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fix your finances

8 Things Keeping You From Fixing Your Finances

What’s keeping you from fixing your finances? Despite strong economic metrics over the last decade, only 28% of Americans are considered financially healthy, 17% struggle in almost all financial aspects of their lives, and another 55% are struggling with some …

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net worth

Net Worth: What It Is and Why It Matters

Net worth is a term commonly thrown around in personal finance circles. However, unless you’re well-versed in finance topics it’s likely you don’t pay much attention to your net worth, and you may not even know what it is. In …

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financial independence

The Financial Independence (Fi) Hierarchy

When faced with adversity, people are wired to do what it takes to survive. Psychologist Abraham Maslow famously described this aspect of the human psyche as the hierarchy of needs. Basically, the theory and corresponding pyramid illustration explain human motivation …

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how to invest

How To Invest $1,500 Wisely

Imagine you suddenly received $1,500, and you want to decide how to use it to improve your financial situation. Perhaps you got a small inheritance, a gift, a bonus at work, a graduation gift, or proceeds from selling your old …

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401k match

Why You Should Get the Full 401K Employer Match

Personal finance is a balance between enjoying the present and preparing for the future. It’s very tempting to save less, or not save at all, so that you can have more money available to take home and use for things you …

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retirement exit strategy

3 Reasons Why You Need a Retirement Exit Strategy

How Will You Know When the Time Has Come To Quit Your Full-time Job? Plan Your Retirement Exit Strategy. One day, you will stop working from 9:00 to 5:00. I know this is blunt, but you’ll either die unexpectedly, or …

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frugalism

What Is Frugalism?

A big part of our philosophy for saving big money revolves around this idea of shifting your mindset from consumerism to frugalism. But what exactly does that mean? What is frugalism? Most people have a basic idea of consumerism, but …

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