People don’t like getting insurance, only because they don’t want to pay for something that they think they will never need. But, if you don’t have it when things go wrong, you’ll be left with a huge bill that can ruin you financially. May these real-life stories from travelers in an online forum show you just how crucial it is to spend a bit extra for the peace of mind and security of being covered when something unexpected happens.
1. Don’t Break a Leg
Our first one is about how a hospital employee in a prominent US city had the opportunity to treat numerous tourists—and, later on, witness how helpful insurance can be. Despite breaking both of his legs while on vacation, this particular patient’s insurance covered his hospital expenses and arranged for an accessible hotel upon his release. The best part? The hospital worker added that the insurance company even sent a personal escort to get him from his hotel in the States all the way to his home in Europe.”
2. Seattle Disaster
A couple had an anniversary cruise set out of Seattle and decided to go to dinner the night before. In the morning, her husband had collapsed in their Airbnb with a heart attack. His heart had stopped several times, and they rushed him to a hospital where he was treated. Once home, the bills started to roll in, and they did not look pretty. Luckily, with travel insurance, they had every penny paid off by the insurance company and a refund for the cruise.
3. Worker Strike
One couple decided to take a beautiful sleeper train from Italy to Germany. Right before this trip had happened, there was a planned workers’ strike in Germany. The insurance company refunded the entire trip, funded first-class plane tickets home, and covered the stay at a hotel. The couple received a total of $900 in return for all of the troubles.
4. Ireland Fall
One summer, a mother and son decided to take a trip out of the country to Ireland. During this trip, the mother suffered a terrible fall and completely shattered her hip. Luckily, travel insurance had covered plenty for them. They were supplied with two first-class tickets back because the mother could not sit up. Additionally, once they arrived home, they were provided with a hospital room and a great staff of nurses.
5. Covid Scare
While traveling in Peru, a family had been caught during the Covid-19 lockdown in 2020. Since they had travel insurance, they had priority when flying home since the company had already set up a flight for them to return. Not only that, but the family did not have to pay for the night they were forced to stay in Peru.
6. Disney Trouble
Like many other families, a family decided to visit Disney World. While there, the wife wandered off to the front desk and was convinced to buy travel insurance. The husband stated, “I told her this was just a waste, just an agent wanting to make some more money,” when it would pay off the following day. He had gone to the bathroom and started to vomit blood, and his wife called the park medic. His treatment was all paid for because she opted to get travel insurance.
7. Missing Luggage
Like many of us hope not to happen once we disconnect with our luggage, a couple had flown with a particular airplane company and stored some expensive items in these bags. The airline had lost these bags, but luckily, the insurance could cover what was missing.
8. Knee Issues
Imagine traveling to Puerto Rico, but it doesn’t go as planned, and suddenly, you must pay forty thousand dollars. A man’s wife had fallen and shattered her knee in Puerto Rico, and the bills to get home were costly, but travel insurance had stepped up and paid for all the needed expenses.
9. Alaskan Quarantine
One couple decided to take an out-of-the-ordinary trip to Alaska right before Covid-19 had hit. Once it hit, they got sick and had to stay even longer; all that was covered. Even though they stayed for over a week longer, the wife stated, “I’ll never travel without travel insurance again” because they covered everything and some.
10. Airbnb Trouble
A family thought it would be a good idea to take a typical week’s vacation to Florida like every year. They, of course, get travel insurance, but one night, the father ended up in the ICU from a heart condition. The whole trip was then taken care of, along with the hospital bills.
11. Italy Terror
A gorgeous vacation outside the country sometimes goes differently than planned. Nobody accounts for injuries, but this family did, and it paid off. They purchased insurance with the hope of not needing to use it, but one wrong fall, and they needed an emergency flight home to get surgery back in America. The bill for them would have been well over six figures, so they were thankful to have it.
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