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How to Save Money on a Beach Vacation

I started writing this post-mid-August while I was on vacation. Don’t worry; I also did plenty of relaxing, and I felt like I’d been relaxing a bit too much and not taking full advantage of potential blogging time.

Because once that two-week vacation was over and I returned home to my day job, I knew there would be the usual time crunch. Blogging would be de-prioritized, and my focus would again gravitate to my regular 9-to-5.

(Hello, one month later…)

Although I have hopes, I can start motivating myself by making clear blogging goals and being more productive daily.

But while I was in the beautiful Outer Banks of North Carolina, I thought maybe I could make a little bit of progress on my blog.

How to save money on a beach vacation. Outer Banks, NC #OBX
Yes, this picture was taken from the deck of the beach house we rented  — Rodanthe, NC.

And now that I’m back in New England and back into the swing of things — it’s time to get this puppy out there.

Because can you believe it’s been a whole month since I’ve posted anything?

Crazy how time gets away from you —

But here we are, with the next topic at hand:  How to Save Money on Vacation (at the beach).

As everyone knows, money is a pretty big factor when one starts to consider going on vacation.

It can dictate where you go, how long you stay, what you do there, and what kind of meals you have.

So I figured this would be an appropriate way to tie in these two topics — vacation and money.

And being on this two-week excursion with my family and friends, I can pretty much speak from our own personal experiences.


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7 Financial Goals You *Should* Be Setting for the New Year

What are your financial goals?
What are your Financial Goals? How will you achieve them?

7 Financial Goals You Should Be Setting for the New Year

The New Year is finally here! With all that has come about unexpectedly this past year, making sure your finances are in check is more important than ever.

If you haven’t thought about creating some resolutions for 2021, here are some financially-focused goals you should be setting for this year.

1. Track Your Expenses Regularly

First things first: Schedule time to take a look back at previous years to get a good idea of how much (generally) you’re spending per month.

This will allow you to set a budget (if you don’t have one already), and have a clearer picture of how much money you can realistically save. Not only that, but it can shift your mindset and force you to think through on all your purchases.

If you’re unsure of how to get started

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10 Things To Do Instead of Online Shopping

10 Things You (and I) Can Do Instead of Shopping Online

During this time of year, everything is go, go, go, go.

We rush to get through our regular workday so we can make it to a social gathering or family event or knock some items off the to-do list.

And at the end of the day, once we are finally able to sit down and relax on the couch, what do we do to wind down?

Maybe turn on the TV, catch up on the news or the sports scores.

Or maybe listen to our favorite podcast or flash news briefing.

But we turn to the ‘net a lot of the time and do some surfing. And where does that typically lead us?

Amazon. eBay. QVC. LL Bean. Macy’s. And so many other online retailers that are just begging for our attention.


online shopping laptops exchanging money for gift bag


So now that I’m re-upping my focus on financial responsibility, I acknowledge the need to establish better money habits

new hobbies that will add to my bounty instead of subtracting from it. No longer spending just to spend or justifying yet another unnecessary expense.

Because at the end of the day, what has online shopping done for us?

For me personally, absolutely nothing but cause insecurities, regret, anxiety, and frustration.

So in no particular order, here are 10 things you can do instead of online shopping.

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Attending My First Local FI Meetup

Alternate Title: Can You Really Make New Friends as an Adult in Your Mid-Forties? A few weeks ago, I attended my first local FI meetup. …

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9 Ways to Celebrate the Holidays Without Buying Gifts

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Shopping for the Holidays

It’s the holiday season.

Are you done shopping for gifts? Have you even STARTED shopping yet??


Will you be shopping for gifts at all??

*Dun dun dunnnnn …….*
(dramatic sound effect)

Would I be a total Scrooge if I suggested you not buy any gifts at all this year?

Lately I’ve been contemplating the things I LOVE about Christmas, aaand the things I hate don’t like quite as much about Christmas.

Things to love:  

  • Memories from when I was a kid
  • The season’s first snowflakes making landfall
  • My two dogs playing in the snow
  • Christmas carols
  • The smell of a real Christmas tree
  • Driving through the neighborhood looking at all the festive holiday lights

Things I could do without:  

  • Pushy, inconsiderate people who don’t believe rules apply to them
  • Having to go into a grocery store for any reason
  • Crowded parking lots
  • Coworkers pushing deadlines onto you at the last minute so they can start their Christmas break
  • Traffic jams
  • People who don’t sneeze into their sleeves 
  • Post-Christmas credit card hangover

Now some of the things above cannot be avoided.

You can’t exactly tell your coworker to take their work assignment and shove it up their *ahem* chimney.

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13 Lessons Classic Horror Movies Teach Us About Personal Finance

I grew up watching horror movies. Which is a bit comical, since I’m pretty much a big chicken.

No joke. If someone jumps out at me from around the corner yelling, “Boo!” I’m gone.

You’ll find me two miles down the road, without a thought of returning until the whole house has been purged of evil spirits.

I don’t know why I consented to watch all of these films. Maybe it was a sign of the times.

Because it seems like the 80’s was the decade of scary movies, or that could just be my warped recollection.

But family fun night — let’s watch Friday the 13th!

Teenage sleepover — of course, Sleepaway Camp!

And for the annual Halloween party — well, I’d expect nothing less than gathering together to watch our favorite silent masked villain — no, not that one, the other one. Michael Myers, of course.

Watching horror movies was a legit rite of passage when I was a kid.

And it went hand-in-hand with checking under my bed, sleeping with the lights on, and asking my dad to check for monsters in the closet.

And yes, as a full-grown adult, I am still afraid of the dark.

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Life is Short, Buy the Beach House

Life is Better at the Beach

By the Sea, Sure

I’m sitting here on the beach, writing a blog post.

Well, technically not on the beach — But we’re pretty darn close.

I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition.

It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for a few days.

And I’m writing a blog post.

Why, might you ask, am I blogging while on vacation??

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