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Savoteur

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Steve Cummings

Cummings is the founder of the personal finance blog The Frugal Expat. As a traveler and expat, he has learned a lot about how to save money, live frugally, and invest for the future. His mission is to help people in saving, investing, and reaching financial independence. 
Credit Card Churning: Glossy Credit Card Close-up in front of window (Elements of this image furnished by NASA - map derived from http://visibleearth.nasa.gov)

How to Use Credit Card Churning to Travel For Free

April 7, 2022

Credit cards are something that people often use with caution. They can bring on unnecessary debt if you lack the discipline, and generally, people carry …

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how to renew your passport: photo of two passports on a flat world map

How to Renew Your Passport: The Best Practices You Need to Know

January 4, 2022

How to renew your passport hasn’t been a subject at the top of the list of things to know in the last couple of years. …

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expat health insurance: animated image of parents and child holidng hands standing on a hand with an umbrella over the child's head

7 of the Best Countries with Expat Health Insurance

November 29, 2021

Living as an expat, you need to have coverage for medical expenses. This is one of those things that you cannot always go back to …

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residual income

What is Residual Income? 10 Residual Income Ideas to Build Your Wealth

August 6, 2021August 3, 2021

Most people believe that money is created through active income. They rarely think about passive income or even residual income as a source to generate …

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