Saving moeny isn’t exactly the most exciting thing on our to-do list, but it should undoubtedly be at the top of it. For many of us, getting into any new habit can be tough. As a result, we often need to develop different ways to motivate ourselves with more than just the “it’s a good idea” mentality. For those of us that need a bit of extra motivation, money challenges can be a good way to start saving.