Tawnya Redding

Tawnya is a 34-year-old Special Education teacher in the sixth year of her career. Along with her partner, Sebastian, she runs the blog Money Saved is Money Earned. Tawnya has worked extremely hard to reach her goals and remain debt-free. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University and has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. It is this wealth of tips and tricks that they wish to pass on to others.

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Why I Drive a Daily Beater Car

09/27/202305/28/2023

Here is why I have a beater car for my daily driving and why you should consider the car you drive. My daily beater car is a 2002 Toyota Camry that my parents bought years ago for my mom to …

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15 Ridiculously Cheap Things I’ve Done To Save Money

09/27/202304/21/2023

We’ve all done silly things to save money. If you’re anything like me, you’re always looking for little ways to cut costs and put more money back in your pocket. While most of our savings tips are designed to help …

How To Buy a Used Car (And Avoid a Lemon)

09/27/202303/04/2023

We received a lot of buzz from our article, encouraging others to avoid buying new cars. While most agreed with our take, others brought up very legitimate concerns about buying used. Although some of these concerns can be easily remedied, …

25 of the Best Things To Do in Dallas This Summer

03/03/2023

Summer’s coming, and it’s time to get out and explore! If hot fun in the summertime is your thing, then exploring Dallas, Texas, should be on your summer destination list. From cowboys to culture, food to football, Dallas has a …

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The Best Way To Teach Financial Literacy

09/27/202303/01/2023

What is the best way to teach financial literacy? Is it through blogs, books, or courses? Is it best taught at home or in schools? Should it be by trial and error? While we may not all agree about the …

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Can You Make Money Trading Penny Stocks? 4 Strategies You Need To Know

09/27/202302/28/2023

Penny stocks have generated massive returns for equity investors, making them some of the most coveted investments among retail investors. However, the high risks associated with penny stocks, along with limited public knowledge about the issuing companies, generally hold back …

Is Your Side Hustle Worth It?

09/27/202302/27/2023

Hustle culture is a huge part of our lives, especially for younger people. In fact, a recent survey from Bankrate found that nearly half of Americans under 35 report having a side hustle, and nearly 1 in 3 of those …

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How Much Is 6 Figures? + 5, 7, 8, 9, and 10 Figures Explained

09/27/202302/27/2023

The term “6 figures” is thrown around a lot when it comes to money topics, but how much is 6 figures? While most of us aspire to make good money, there is just something about being able to declare …

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9 Ways To Save Money When Eating Out

09/27/202302/23/2023

Money spent on eating out is set to reach an all-time high this year, and if you’re anything like me, eating out takes up a healthy portion of your monthly budget. Although I do eat out a lot, I’m typically …

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13 Personality Traits That Lead to Money Success

02/21/2023

Personality. We all have one, some more than others. Personality is defined as “the combination of characteristics or qualities that form an individual’s distinctive character.” There is only one of you. It is the unique combination of traits that make …