Retiring in America? Spend Your Golden Years Comfortably in One of These 11 U.S. Cities

Many Americans dream of spending their well-deserved retirement in a place that offers comfort, convenience, affordability, and security. While there are countless great cities in the United States, some of them stand out from the rest, especially when it comes to overall climate. We’ve rounded up a list of 11 cities in the US where people can enjoy their golden years in comfort and style.

1. Santa Barbara, California

beach lining santa barbara
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For retirees looking for a temperate climate and beautiful scenery, Santa Barbara is home to beautiful beaches, excellent restaurants, and plenty of outdoor activities. Compared to other cities in California, the city experiences mild winters and summers, making it perfect for retirees who want to enjoy the outdoors year-round. With its Mediterranean climate, temperatures rarely dip below 50 degrees in winter or exceed 80 degrees in summer.

2. Astoria, Oregon

Astoria, Oregon
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Astoria’s average January low temperature of 38 degrees ensures a moderate cold season without freezing temperatures. Astoria’s summers are cooler, with an average July high temperature of 67 degrees. The city has significant rainfall mainly during winter, with infrequent snowfall possible under specific conditions. Astoria’s mild temperatures, limited extreme weather, and scenic coastal location make it an appealing retirement destination in Oregon.

3. Atlanta, Georgia

Atlanta
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Atlanta, Georgia’s capital, has a climate with hot summers and mild winters. Atlanta’s summers are warm and humid, with an average high temperature of 89 degrees in July. The city experiences occasional freezing weather and snowstorms in winter, but they are usually short-lived. Atlanta experiences consistent yearly rainfall, but snowfall is rare and typically light. On average, it snows about 1 inch every year in the city. The average low temperature in January is 34 degrees Fahrenheit. 

4. Cape Hatteras, North Carolina

Cape Hatteras, North Carolina
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Cape Hatteras, a group of barrier islands off the coast of North Carolina, offers a unique coastal getaway with cooler summers and milder winters compared to inland areas. The area enjoys pleasant summer weather with an average July high of 85 degrees and relatively mild winters with an average January low of 39 degrees. While the high risk of hurricanes poses concerns for wind and water damage, Cape Hatteras’ coastal beauty and distinctive climate make it an attractive retirement destination.

5. Galveston, Texas

Galveston, Texas
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Galveston, Texas, offers relief from hot summers with a coastal breeze and an average July high of 89.6 degrees. Winters are pleasant, with an average low of 49 degrees in January. However, as with other coastal retirement destinations, the city faces the ongoing concern of hurricanes, particularly during the summer and fall seasons. Despite this, Galveston’s seaside charm and milder climate appeal to those seeking a beachside retirement in Texas.

6. Kahului, Hawaii

Kahului, Hawaii
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Kahului, located on the northern coast of Maui, Hawaii, has convenient beach access and a consistently pleasant climate, making it desirable. The average January low temperature of 63 degrees and July high of 87 degrees create comfortable conditions, while Kanaha Beach’s windy waters provide thrilling activities like kiteboarding and windsurfing, adding to the allure of this beachfront paradise.

7. Key West, Florida

Key West, Florida
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The sun shines 76% of the time in this southernmost city in the United States which is famous for its tropical island environment. The island’s year-round warmth includes a January low of 64 degrees. The average high in Key West in July is 89 degrees, so while the weather becomes warmer throughout the summer, it rarely gets too hot. 

8. Los Angeles, California

Los Angeles
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Los Angeles, California, known for its entertainment industry, enjoys a sunny climate with mild winters and warm summers. The city experiences rare snowfall and freezing temperatures, with an average January low of 48 degrees. Summers are dry, occasionally windy, and pose a wildfire risk, with an average July high temperature of 83 degrees. The pleasant weather encourages an active and outdoor lifestyle.

9. Norfolk, Virginia

Norfolk, Virginia
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Norfolk, Virginia, offers a mild climate with an average July high of 87 degrees. The nearby Atlantic Ocean keeps temperatures lower than inland cities. Winters remain moderate, with an average January low just above freezing at 33 degrees. Coastal perks include beautiful beaches, waterfront views, and a maritime atmosphere, perfect for retirees seeking oceanic tranquility and beachside adventures.

10. Olympia, Washington

Olympia, Washington
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Olympia offers a unique climate characterized by cloudy and often rainy winters with occasional fog. However, the average January low-temperature hovers just above freezing at 34 degrees. Summers in Olympia are relatively cooler and drier, with an average July high temperature of 77 degrees. Located approximately an hour’s drive from Seattle, Olympia provides a distinct blend of coastal proximity and capital city charm. 

11. Seattle, Washington

Seattle
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Seattle has a mild climate in the Pacific Northwest, thanks to Puget Sound, Lake Washington, and the Pacific Ocean. With an average January low temperature of 37 degrees, winters in Seattle are relatively mild. Conversely, summers tend to be cool, with an average July temperature of 76 degrees. This combination of mild winters, comfortably cool summers, and the beautiful surrounding bodies of water contributes to Seattle’s reputation for pleasant and moderate weather throughout the year.

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